7 Things You Should Do in Your 20s to Become a Millionaire by 30

7 Things You Should Do in Your 20s to Become a Millionaire by 30We all wish we could be rich. But if youre young and smart and driven enough, you could be In some cases, it is possible. Particularly if youre able to make tough choices and choose to save where others choose to spend. Regardless,one of the most important things you should be doing is managing your money responsibly. If done so correctly, you may very well become a millionaire by 30. googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) That being said, here are 7 steps towards making your millionaire dreams come true. Start following them now before you hit the big Three-Oh.1. Write your planNo amount of desire is going to put the wealth in your account. Youll need to actually come up with a feasible plan and put it on actual paper. Calculate exactly what youd need to earnand investto reach your goal. Then plan the options on how youll do it, whether that means focusing on a Roth IRA or a 401k, etc.2. SAVEYou cant get there without this step. Period. Start saving immediatelyfirst an emergency fund, and then a high interest yielding account for everything you accumulate on top of that. Make a point of putting away half of every raise or tax refund, for example. And then dont touch it unless an emergency occurs.3. Live cheaplyYou dont need to be in poverty to live beneath your means. Just say no to high profile purchases that will crack open your budgetlike expensive cars, extravagant houses, even expensive designer clothing and accessories. Live modestly, save decadently.4. Ease off on the leistungspunkt cardsDont accumulate too many credit cardsone or two will do. And dont put anything on your cards that you cant pay off within three months. And if you cant eat itor wear itdont charge it. Keep your cash flow for investments.5. Put your money to workBuild a diverse portfolio with a mutual fund company that offers no-load funds and low expense ratios. You could be earning 8 -10% interest on your money6. Start a businessA sizeable majority of millionaires are self-employed. Channel your entrepreneurial spirit and come up with a business plan to create wealthand not just for yourself.7. Ask for helpFind yourself a good financial planner and make sure your investments are sound and working for you, not against you. If you build a good working relationship with someone you trust, you can really help your money grow.Remember, work smart not hard. It takes money to make money. But its never too late to abflug putting yours to work for you.

Why Bluffing Confidence May Be Key to Your Job Search

Why Bluffing Confidence May Be Key to Yur Job Search Sarah Schell, a data scientist, and Alex Hsu, a software engineer, are well aware of the challenges that come with being a women in tech. Working in a male-dominated field, they both understand that in some environments, theyll have to work extra hard to make aya their voices are heard. Thats why, understandably, Schell and Hsu werent sure of what to anticipate when they began working at GameChanger, a sports tech company that builds apps for youth teams and their communities.I was worried it would be a confluence of bros, Schell admits, while Hsu says she worried it would be a very classic stereotypical bro-type culture. But both have found the opposite to be true. Whereas many women in male-dominated industries struggle to make their voices heard, Schell and Hsu have felt empowered since day one.Schell, who began working in a brand new position managing and analyzing data at GameChanger about five months ago, says shes had a lot of latitude in defining what my role is. In contrast to her last work environment, which she describes as more academic and hierarchical, Schell has found GameChanger to be a distributions-mix with a bunch of smart people trying to figure things out. Its less of a credential-based environment. In fact, she came to GameChanger in part because she was looking for a collaborative workplace culture where thered be room for growth.GameChanger is Hiring Browse Opportunities.Like Schell, Hsu who works on programming specific features for GameChangers iOS and Android apps says that she loves the companys collaborative culture and that the company has cross-functional teams. A lot of companies say that they do, but we actually execute it really well, Hsu explains. Ill be in meetings with people from other departments where were talking about our user base, and I get to have a lot of input into our features, and I can push back if I think something isnt technically feasible.Thats something that really attracted me to GameChanger, Hsu adds. You get a lot of say in what youre building day-to-day. You get to be involved in the decision-making process.She also notes that you dont have to know anything about sports to work at the company. We joke that the only sport one of our main engineers is knowledgeable about is Quidditch. We have a lot of cool tech challenges whether or not you like sports. Every Friday at 5 p.m., we have what we call demo day. People are encouraged to present their work to the company, which fosters transparency and people are proud of what theyre working on.In addition to getting a say in some key decisions, all new employees are paired with a buddy who helps with the onboarding process. While you might normally worry about asking too many questions when youre a newbie at work, GameChangers buddy system is designed to assuage those very concerns. Beyond feeling supported by their peers, Schell and Hsu describe this kind of welcoming culture throug hout the very top levels of leadership. I think the leadership here is very self-aware about what its like to be a woman in tech, says Schell. Ive been really impressed with our CEO he speaks really candidly about ansicht issues and wants to do it right.She and Hsu have some sage advice for women job seekers try not to let any insecurities get the best of you, particularly if youre job searching in a male-dominated industry. If I see people who are objectively less qualified than I am, and theyre doing things that Im not, those sort of disparities are motivating to me. I bluff confidence at times, and its paid off for me.Hsu agrees that you should force yourself to apply for jobs that interest you even if you dont feel 100% qualified. The worst thing that can happen is you dont get an interview, she says. I think its scary to put yourself out there, but it ends up being really worth it.If you want to join Schell and Hsu and their amazing colleagues at GameChanger, this is your chanc ethere are plenty of job openings at the company, and theyre looking to bring on more women like you--Fairygodboss is proud to partner with GameChanger. Find a job there today